Certificate of Deposits

6 – 15 Month CD

Features and Benefits:

  • Fixed interest rate account
  • Choice of term
  • Minimum of $500.00 to open
  • Minimum of $500.00 to obtain Annual Percentage Yield
  • A penalty may be imposed for early withdrawal
  • Fees may reduce earnings

18 Month Add-On CD WHAT A GREAT WAY TO SAVE!

Features and Benefits:

  • Fixed interest rate account
  • Minimum of $100.00 to open
  • Minimum of $100.00 to obtain Annual Percentage Yield
  • Additional deposits must be a minimum of $10.00
  • A penalty may be imposed for early withdrawal
  • Fees may reduce earnings

24 Month Penalty Free CD

Features and Benefits:

  • Fixed interest rate account
  • Minimum of $500.00 to open
  • Minimum of $500.00 to obtain Annual Percentage Yield
  • This account is allowed 1 penalty free withdrawal a year. One early withdrawal penalty will be waived for a withdrawal made after the first six days of the account term (or the first six days following any partial withdrawal) a year. For all other withdrawals a penalty may be imposed.
  • Fees may reduce earnings

30-60 Month CD

Features and Benefits:

  • Fixed interest rate account
  • Choice of term
  • Minimum of $500.00 to open
  • Minimum of $500.00 to obtain Annual Percentage Yield
  • A penalty may be imposed for early withdrawal
  • Fees may reduce earnings

Individual Retirement Accounts (IRA) CDs above may also be used as an IRA

Statement Savings IRA

Features and Benefits:

  • Fixed interest rate account
  • Minimum of $25.00 to open
  • Minimum of $100.00 to obtain Annual Percentage Yield
  • A penalty may be imposed for early withdrawal
  • Fees may reduce earnings
Deposit Rates (Annual Percentage Yield)
Personal Savings Accounts
Basic Savings .10
Power Savings .10 to .65
Kids Count Savings .10

Personal Money Markets
Classic Money Market** .10 to .70
Select Money Market .15 to .80

Personal Checking Accounts
Basic Checking .05
Advantage Checking .10
Signature Checking .15
Platinum Checking .10 to .40
Senior Plus Checking .15

Certificate of Deposit / IRA CDs
6 Month CD .15
12 Month CD .25
15 Month CD .30
18 Month- Add On CD*** .35
24 Month CD Penalty Free .40
30 Month CD .40
36 Month CD .55
48 Month CD .80
60 Month CD 1.25
Statement IRA**** .50